How to Start an LLC in Missouri (A Step-by-Step Guide)

If you’re considering forming a Missouri LLC, you’re making a smart choice for protecting your assets while enjoying flexibility in business operations.

To establish your LLC successfully, you must choose a unique business name, designate a registered agent, and file LLC Articles of Organization.

But there’s more.

Filing your LLC Articles of Organization in Missouri costs about $50 if filed online and is approved immediately. If filed by mail, it costs $105 and takes three to four weeks to be approved.

This guide compiles all the information you need to start an LLC in Missouri today.

What Are the Steps to Start an LLC in Missouri?

To start an LLC in Missouri, you need to:

• Step 1. Choose a unique name for your Missouri LLC
• Step 2. Designate a Missouri registered agent
• Step 3. File Articles of Organization with the state
• Step 4. Create an Operating Agreement
• Step 5. Get an EIN from the IRS
• Step 6. File a BOI Report

Let us dive more in-depth into these steps so I can show you how to get them:

Step 1: Select a Name for Your Missouri LLC

Choosing a name for your Missouri LLC is an essential first step. Your business name must be distinguishable and not already used by another state company. This helps prevent confusion among customers.

To start, use the Secretary of State’s business search tool. This will let you check if your preferred name is available. If a name is too similar to another registered business, it won’t be approved.

Your name must include one of the following phrases:

• Limited Liability Company
• Limited Company
• L.L.C.
• LLC
• L.C.
• LC

If you want to market your business under a different name, consider a fictitious name or a doing business as (DBA) name. You must file a Registration for Fictitious Name, which costs $7; the name must also be available and meet state guidelines.

A fictitious registration is valid for five years and may be renewed at the end of that period. Renewals must be made six months before the registration’s expiration date.

If you find a name you like but aren’t ready to register, you can reserve it. You must file an Application for Reservation of Name with the state. This costs $25 and holds the name for 180 days, giving you time to prepare for your LLC formation.

Conduct a nationwide trademark search to avoid conflicts with businesses outside Missouri. Once you choose a name, consider trademarking it to protect your brand.

Step 2: Designate a Registered Agent in Missouri

A registered agent is someone who receives essential legal documents for your LLC. These can include court papers and official state notifications. It’s vital to have a reliable person or service in this role.

Who Can Be a Registered Agent?

You have a few options for who can be your Registered Agent in Missouri:

• You: You can act as your registered agent, but remember you must be available during business hours to receive documents.
• A Family Member: A trusted family member can be your registered agent.
• An LLC Formation Service: Professional services offer expertise in handling official correspondence and ensuring compliance with state regulations.
• A Lawyer: A legal service firm can also serve as your registered agent, providing additional legal support if needed.

Requirements for Missouri Registered Agents

Missouri law requires registered agents to have a physical street address, not just a P.O. Box. The address must be where the agent can consistently receive legal documents and official mail during regular business hours.

Additionally, the registered agent must be at least 18 years old and available to accept service of process. This means they must be present to handle any legal notices or court documents delivered to the LLC.

What registered agents do I recommend for Missouri?

I highly recommend Northwest registered agent services for obvious reasons.

They offer a range of benefits that set them apart, including a free year of registered agent service, which helps you save (about $300) on initial costs.

You’ll receive a complimentary operating agreement essential for outlining your LLC’s internal structure. My favorite part? Northwest also allows you to use their office address for your LLC filing, keeping your address off public records and enhancing your privacy.

Their free email forwarding service ensures you stay on top of important correspondence, and their exceptional customer support is always available to assist you whenever needed.

Step 3: File Missouri LLC Articles of Organization

To create your LLC in Missouri officially, you must file the Articles of Organization. This document is crucial as it registers your business with the state. This form includes essential details such as your LLC’s name, address, registered agent, and members’ or managers’ names.

To file your Articles of Organization in Florida, follow these steps:

Step #1. Complete the Form: Obtain and complete the Articles of Organization form from the Missouri Secretary of State website.

Include the following:

• LLC Name: Your official business name.
• Registered Agent: The person or business receiving legal documents.
• Registered Office Address: The location of your registered agent.
• Organizers: Names and addresses of all initial members.
• A statement of your business purpose.
• Dissolution Date: Information on whether your LLC will dissolve at a specific time or continue indefinitely.
• The effective date is different from the filing date.
• Management Method: Whether members or managers will manage it.

Step #2: File Online or by Mail: You can file your Articles of Organization online through the Missouri Secretary of State website or by mailing the completed form to:

Corporations Division 
PO Box 778 / 600 W. Main St., Rm. 322 
Jefferson City, MO 65102

Step #3: Pay the Filing Fee: The filing fee is $50 if you file online and $105 by mail. If you file online, it is approved immediately and takes three to four weeks to be approved.

After approval, your LLC is officially recognized, and you can start your business activities, obtain your EIN, open a bank account, etc.

Step 4: Prepare Your LLC Operating Agreement

An operating agreement is a crucial document for your Missouri LLC. It outlines how your business will operate and sets rules for the members.

In Missouri, a written operating agreement is required by law. This internal document shows that your LLC is separate from its members and helps protect your assets from business debts.

When creating your operating agreement, include the following:

• Business Name: Your official LLC name.
• Member Information: Names and addresses of all members.
• Ownership Structure: Listing all members and their ownership percentages.
• Management Structure: How the LLC will be managed—by members or managers.
• Voting Rights: Details on how votes are conducted and what constitutes a majority.
• Profit Distribution: Explain how profits and losses will be shared among members.
• Meeting Procedures: Outline how often meetings will occur and how members will be notified.
• Amendment Process: Describe how changes can be made to the agreement in the future.

Make sure to customize your operating agreement to reflect your business needs. This document will be crucial as your LLC grows and faces new challenges. Having it in place shows you are serious about your business and prepared for success.

It serves as your LLC’s rulebook, guiding operations and avoiding conflicts down the line. Keeping everyone on the same page is even more vital if you have partners.

Step 5: Obtain an EIN for Your LLC

An Employer Identification Number (EIN) is a unique number assigned to your business by the IRS. This number is crucial when you start an LLC in Missouri.

You will need an EIN to open a bank account, hire employees, file taxes, and apply for business licenses and permits.

How to Apply for an EIN:

• Online: Visit the IRS website. This is the fastest way to get your EIN.
• By Mail: Fill out Form SS-4 and send it to the IRS. This option takes longer.
• By Fax: You can also fax the completed Form SS-4.
• Phone: U.S. residents can call the IRS at 1-800-829-4933 to apply.

How Much Does It Cost To Get EIN?

Obtaining an EIN is free. However, some services charge $100 or more to help you with the entire process.

How Does it Take to Obtain my EIN?

• Online: Get it immediately.
• By Mail: Expect 4 to 6 weeks.
• By Fax: Usually within 1-2 weeks.

Step 6: File a BOI Report

After forming your LLC in Missouri, you must file a Beneficial Ownership Information (BOI) report. This requirement came from the Corporate Transparency Act, which aimed to increase transparency in business ownership.

You must submit this report to FinCEN within 90 days of forming your LLC. Filing is free and can be done online at the FinCEN website.

All LLCs and corporations must submit a BOI report. The goal is to uncover hidden owners and prevent illegal activities.

You will need to provide:

• Names and addresses of all beneficial owners.
• Dates of birth.
• Identification numbers (like a driver’s license number or social security number).

Gather this information along with your LLC formation documents. This will help streamline the filing process.

Completing the BOI report is essential for maintaining compliance with federal regulations. It ensures transparency about who owns and controls your LLC. Take the time to do this correctly to avoid any potential penalties.

What are the Different Methods To Start a Missouri LLC?

When starting an LLC in Missouri, you have several options. Each method has its advantages and disadvantages. By evaluating these methods carefully, you can choose the one that best suits your needs when starting your Missouri LLC.

DIY LLC Formation in Missouri

Forming an LLC independently can be cost-effective and straightforward if you are comfortable with paperwork. You must file the Articles of Organization with the Missouri Secretary of State.

Pros:

• Cost-effective: You save on service fees.
• Complete control: You handle everything, allowing for personalized choices.
• Learning Opportunity: You gain knowledge about the process.

Cons:

• Time-consuming: It can take time to understand the requirements.
• Risk of mistakes: Errors in paperwork can lead to delays or issues.
• Complexity: You must ensure all forms are correctly filled out.
• Privacy issue: If you serve as your registered agent, you risk having your address out there.

Using a Professional/Online LLC Formation Services

Many online services offer help with LLC formation in Missouri. These services guide you through the process, handle paperwork, and often provide additional features like registered agent services.

Pros:

• Convenience: Saves you time and effort as they manage filings.
• Expertise: Professionals can reduce the risk of mistakes.
• User-Friendly: Most platforms have easy-to-understand instructions.
• Support Available: Many offer customer service for questions.
• Privacy benefits: Most services allow you to use their address for free, so your address doesn’t get compromised

Cons:

• Cost: There is a fee for their services, which can add up.
• Less personalized: You may have less control over the details.

Hiring an Attorney

Consulting with an attorney is another way to form your LLC. An attorney can provide personalized guidance and ensure that all legal aspects are covered.

Pros:

• Legal expertise: A lawyer understands the nuances of the law, protecting your interests.
• Tailored advice: They can help structure your LLC based on your needs.
• Support with Complex Situations: Ideal for businesses with unique circumstances.

Cons:

• Expense: Hiring an attorney can be costly compared to other methods.
• Dependence on Others: You may rely heavily on the attorney’s schedule.
• Time investment: It may take longer to schedule consultations and get things done.

What is The Cheapest Alternative Way to Form an LLC in Missouri?

If you’re looking to start an LLC in Missouri on a budget, the most affordable option is to do it online. You can file the Articles of Organization directly with the Missouri Secretary of State. The filing fee is around $50, making this a cost-effective choice.

This DIY approach helps you avoid the extra fees of hiring a service or lawyer, saving you money for other business expenses.

However, while DIY is cost-effective, it requires some effort. You’ll need to understand all the forms and regulations, and missing a detail could delay your application or create problems later.

Consider using a registered agent if you prefer not to handle everything yourself.

They can make the process smoother by ensuring you receive important documents and helping you stay compliant with state requirements. Although this adds a bit to the cost, it can provide valuable support and peace of mind.

Who Provides the Best LLC Services in Missouri?

There are a myriad of Missouri LLC services from which to choose. Choosing the wrong one can affect your Missouri LLC formation timeline—I know this from my experience using a few and researching a dozen over the years.

Here are some top-rated options you should consider:

Best Missouri LLC Service	Google Rating	LLC Formation Cost	Registered Agent Fee
Northwest Registered Agent	4.7/5	$39	Free for one year
Doola	4.6/5	$0 (plus state fees)	$297/year
Tailor Brands	4.4/5	$0 (plus state fees)	$199/year
ZenBusiness	N/A	$0 (plus state fees)	$199/year

Besides, the fact that other services bill you for their registered agent in the first year, and Northwest offers it for free, is a HUGE plus for me.

Northwest Registered Agent stands out in Missouri LLC formation due to its commitment to transparency, customer service, and privacy. Using their address helps protect your personal information, making them a reliable choice.

How Much Does It Cost To Form an LLC in Missouri?

Forming an LLC in Missouri costs $50 when filed online and $105 by mail. This filing fee covers the Missouri LLC formation fees. However, there are other fees you need to be aware of.

Here’s a breakdown of the entire Missouri LLC costs:

Requirement	Cost
LLC Filing Fee (Articles of Organization)	$50 (Online), $105 (Mail)
Name Reservation (optional)	$25
Trade Name Filing (optional)	$7
LLC Formation Service	$39 (via Northwest)
Registered Agent Fee	$0 (via Northwest)
Total Estimated Cost	$50 – $180

When forming a new company in Missouri, budgeting about $50-$180 for the first year is ideal. Then, if you want to go further, you can get other bells and whistles like a virtual mailbox, custom website, trademark services, premium EIN services, etc.

The most significant (and essential) expense for every Missouri business owner is filing the Articles of Organization, which costs $50 online and $105 by mail.

Pros and Cons of Forming an LLC in Missouri

5 Important Things To Do After Creating Your Missouri LLC

After you create your LLC in Missouri, there are crucial steps to ensure your business operates smoothly. These steps include securing necessary licenses, setting up business accounts, understanding tax obligations, getting insurance, and building an online presence.

1. Research the Best Licenses and Permits for Your Business

Depending on your type of business, you may need specific licenses and permits to operate legally in Missouri. Check the Missouri Secretary of State’s website for state-specific requirements.

Local regulations may also apply, so visit your county or city government’s website. Standard licenses include business operation licenses, health permits, and zoning permits.

Make a list of required permits and keep it updated. Failure to secure necessary licenses can lead to fines or business closure. If you’re unsure, consider consulting a legal professional for guidance.

2. Create Business Accounts for Your Missouri LLC

Opening a separate bank account for your LLC is essential for keeping your business finances organized and distinct from your funds. This separation simplifies your accounting and helps safeguard your assets by clearly distinguishing between personal and business transactions.

When choosing a bank, look for one that offers business-friendly services, such as waived fees, free online banking, and other features that can benefit your business. To open the account, be prepared to provide your EIN and a copy of your Articles of Organization.

A dedicated business account streamlines your financial management and simplifies tax preparation.

Having all your business transactions in one place lets you easily track your income and expenses, ensuring everything is well-organized and accessible when tax season rolls around.

3. Understanding Missouri Tax Requirements and Managing Your Taxes

As a new business owner in Missouri, you must familiarize yourself with your business tax responsibilities and set up a Missouri LLC account for tax purposes. Your LLC may be subject to various federal and state taxes in Missouri.

You must obtain an Employer Identification Number (EIN) from the IRS if you have employees or choose to be taxed as a corporation. You’ll also need to familiarize yourself with Missouri income tax rates and sales tax regulations.

If your LLC plans to hire employees, there are extra steps you’ll need to take. First, you’ll need to register for a Missouri withholding tax number, which allows you to withhold state income taxes from employee wages.

Additionally, you’ll need to create an unemployment tax account with the state to comply with employment regulations. Once hiring, you must report any new employees to the state to comply with Missouri’s employment laws.

Properly handling these steps ensures your business meets state tax and employment requirements.

4. Get Business Insurance for an LLC

Just as you wouldn’t leave your home without coverage, your LLC also needs the right business insurance to guard against potential risks and liabilities.

Insurance protects your company’s assets and ensures financial stability in case of unforeseen issues or legal claims.

Your insurance needs will vary based on your business operations.

For example, general liability insurance covers risks such as slip-and-fall accidents or property damage if your LLC operates from a physical storefront.

Conversely, if you run your business as a consultant and work remotely, you might only need professional liability insurance to cover potential service errors or omissions. Assessing your business needs helps you choose the appropriate coverage to protect your LLC.

Research several insurance providers to find a policy that fits your needs and budget.

5. Setup Your Business Online Presence (optional)

Creating an online presence is an excellent way to promote your LLC and reach more customers. Start by building a professional website that highlights your products or services.

Use social media platforms to engage with your audience and share updates. Platforms like Facebook, LinkedIn, or Instagram can increase your visibility.

Consider registering your business on online directories like Google My Business. This will improve your searchability and can attract local customers.

While not required, establishing an online presence can significantly benefit your LLC in a digital-first world.

Missouri LLC vs. S Corp vs. Partnerships vs. Sole Proprietorship vs. Corporations

When starting a business, you have several choices for your business structure. Each has its features and benefits.

Choosing the proper structure depends on your business goals, desired level of liability protection, and tax implications. Consider what fits best for your needs.

Sole Proprietorship

A Missouri sole proprietorship is the most straightforward way to start a business. Imagine you’re running a lemonade stand on your own. You make all the decisions and keep all the profits.

However, there’s no legal separation between you and your business. If your lemonade stand faces financial trouble or legal issues, your assets, like your car or home, could be at risk.

It’s easy to set up and manage, but it does leave you personally responsible for any business debts.

Partnership

A Missouri partnership involves teaming up with one or more people to run a business together.

Think of it as joining forces with a friend to open a café. You share the profits and responsibilities, and you both make business decisions.

However, like a sole proprietorship, each partner is personally liable for any business debts or legal issues. If the business encounters financial trouble, your assets could be at risk, too. Partnerships are relatively easy to set up but require clear agreements between partners to avoid conflicts.

LLC (Limited Liability Company)

An LLC offers a blend of flexibility and protection.

Picture it as a protective umbrella over your lemonade stand. This structure separates your assets from your business, so if your LLC faces legal issues or debts, your personal belongings are generally safe.

LLCs are more formal than sole proprietorships or partnerships but offer management and tax treatment flexibility. They are ideal for small—to medium-sized businesses that want liability protection without the complexity of a corporation.

S-Corporation

An S Corporation is a more structured business form.

Think of it as a business where owners are shareholders, much like a small-scale company with multiple investors. It protects liability and allows profits to pass through to your tax return, avoiding double taxation.

This means you report the income and losses on your tax return, which can be beneficial for tax purposes. However, S Corps have stricter operational requirements and formalities compared to LLCs.

Corporation

A Missouri corporation is the most complex structure, suitable for larger businesses aiming for significant growth.

Imagine a big company with many shareholders. A corporation offers robust liability protection and is a separate legal entity from its owners, meaning your assets are protected.

Corporations can raise capital more efficiently by issuing stock and can offer employee benefits.

However, they come with extensive regulatory requirements, formalities, and paperwork, making them more suitable for businesses with significant resources and expansion plans.

My Final Thoughts: Forming an LLC in Missouri

Starting an LLC in Missouri is an exciting step toward bringing your business idea to life. Although it might seem like many steps initially, breaking them down makes the process more manageable and ensures you cover all the essential bases.

To start your LLC in Missouri, follow these steps:

• Choose a business name that reflects your brand.
• Select a registered agent to receive legal documents.
• File articles of organization with the Missouri Secretary of State.
• Create an operating agreement to outline ownership and management.
• Obtain an Employer Identification Number (EIN) from the IRS.
• File a Beneficial Ownership Information (BOI) Report on the FinCEN website.

The filing fee for the Articles of Organization is $50 when filed online and $105 by mail.

Good news! You do not need to file an annual report in Missouri after forming your LLC.

Learn More About Starting an LLC in Missouri

If you need additional help to start an LLC in Missouri, check out these valuable resources:

Frequently Asked Questions

Can I change my registered agent in Missouri?

Yes, you can change your registered agent in Missouri. You must file the appropriate form with the Secretary of State and pay any fees. Make sure to keep your information current.

How do I change my Missouri LLC’s name?

To change the name of your LLC, you must file Articles of Amendment with the Missouri Secretary of State. This involves completing the form and paying the required fee.

How do I renew my Missouri LLC?

Missouri LLCs do not require annual renewal but must file a yearly report. Keep your information updated to avoid any penalties.

How do I dissolve an LLC in Missouri?

To dissolve your LLC, you must file an Articles of Termination with the Secretary of State. This process ensures that your LLC is officially inactive.

How do I add a member to a Missouri LLC?

You can add a member by following the procedures outlined in your operating agreement. This usually involves updating the agreement and filing necessary forms with the state.

How do I add a DBA to an LLC in Missouri?

You must file a Missouri Fictitious Name Registration to add a DBA (Doing Business As) to your LLC. This costs $7 and ensures the state recognizes your new business name.

Can a minor own an LLC in Missouri?

Yes, a minor can own an LLC in Missouri but will need an adult to manage the business. This person acts as a guardian.

When is the Missouri Annual Report due?

In Missouri, LLCs are not required to file formal annual reports. However, you should keep your records current and may need to report any changes.

Does LLC expire in Missouri?

LLCs in Missouri do not expire, but they can be dissolved if necessary. If you keep your filings current, your LLC can continue indefinitely.

Can a non-resident open an LLC in Missouri?

Yes, a non-resident can open an LLC in Missouri. There are no residency requirements to form an LLC in the state.

Can I buy a house or car with my LLC in Missouri?

Yes, your LLC can purchase a house or car. Ensure proper documentation is kept to show these purchases are for business purposes.

Can you have multiple businesses under one LLC in Missouri?

You can operate multiple businesses under one LLC in Missouri. However, it is often best to keep separate businesses under different LLCs to limit liability.

Is Missouri an excellent state in which to form an LLC? Is it worth it?

Missouri offers advantages like low fees and a friendly business environment. Depending on your business needs, it can be a good choice.

Can one person form an LLC in Missouri?

Yes, one person can form an LLC in Missouri. You can be the sole member and operator of your LLC. This structure provides you with liability protection.