Is Stripe Available in China?


Are you a business owner eyeing expansion into China and wondering about Stripe’s availability in the region?

You are not alone.

In this article, we’ll explore whether Stripe operates in China and provide essential insights for businesses considering its use in this dynamic market.

Key Takeaways

  • Stripe is not currently available in China.
  • To open a Stripe account in China, you’ll need to meet certain requirements, such as forming a U.S. limited liability company (LLC) and obtaining an Employer Identification Number (EIN) or Tax ID.
  • The easiest way to form an LLC and get your EIN is to use Northwest’s registered agent service.

Click Here to Form Your LLC For as Low as $39

Does Stripe Work in China?

Is Stripe available in China? The short answer is no.

Despite being available in 46 countries worldwide, Stripe is not currently supported in China. If you want to sell to customers in China, you’ll need to find an alternative payment solution.

While Stripe may not be available in China, it is supported in many other countries, including the US, UK, Japan, Canada, European Union, and Australia.

Stripe available countries

However, if you’re looking to expand your business into non-supported countries like China, you can still use Stripe to accept payments through these steps:

  1. Create/form an LLC in the United States (use Northwest).
  2. Visit the Stripe website and create an account.
  3. Enter your business information, including your name, address, and phone number.
  4. Provide your EIN (with the help of Northwest).
  5. Provide your tax ID and government-issued ID.
  6. Verify your email address and phone number.
  7. Add a bank account in China where Stripe supports processing payments (Use Wise or Mercury).
  8. Start accepting payments.

Requirements To Open A Stripe Account In China For Your Business

If you are a business owner looking to expand your payment processing capabilities to China, Stripe is a great option. However, before you can start using Stripe in China, you must meet certain requirements.

Here are the key requirements to open a Stripe account in China for your business:

RequirementWhere To Get It
US-based LLCRegister with a registered agent (Northwest)
EIN/Tax IDApply online through the IRS website
US business addressUse a virtual mailbox service or a registered agent
US-based phone numberUse virtual phone number service
US-based bank accountOpen a physical bank account in the US (Use Wise or Mercury)

1. A Business Formation In The U.S (LLC)

The first step is to create a US-based Limited Liability Company (LLC) to set up a Stripe account in China. You can handle this process directly or hire a registered agent to do it on your behalf.

Registered agent services such as Northwest Registered Agent can assist you in setting up your LLC efficiently.

They provide a range of services to help you with the process, including filing articles of organization, obtaining an EIN, and providing a U.S. business address.

2. Obtaining An Employer Identification Number (EIN) Or Tax ID

You need to fill out an application with the IRS to obtain an EIN or Tax ID. You can do this online, by mail, by fax, or through a registered agent.

You’ll need to provide information such as your LLC’s name, address, and the name and social security number of your LLC’s responsible party. Without an EIN, you can’t create a Stripe account.

Get EIN from Northwest

Using a third-party service like Northwest Registered Agent can swiftly get an EIN, typically within 24 hours.

3. A U.S. Business Address

You’ll need a U.S. business address to form an LLC and obtain an EIN or Tax ID. You can use a registered agent service to provide a U.S. address for your LLC.

NorthWest provides you with a U.S. business address, mail forwarding, and legal document handling services.

Having a U.S. business address does not mean you have to be physically present in the U.S. to use Stripe.

4. A U.S. Phone Number

You’ll need a U.S. phone number to verify your Stripe account. You can use a virtual phone service like Skype and Dingtone to get a U.S. phone number.

These platforms allow users to create a virtual U.S. phone number that can receive SMS messages, making the verification process seamless.

5. A U.S Bank Account (To Be Linked To Stripe For Payouts)

You must link a U.S. bank account to your Stripe account for payouts. You can use a virtual bank account service to get a U.S. bank account as a non-U.S. resident.

Wise (formerly TransferWise) and Mercury are two virtual bank account services that offer U.S. routing and account numbers. These features allow you to seamlessly receive payments from Stripe and other U.S.-based companies.

Related Post: Mercury Bank Review Guide

What’s the Best State to Form Your LLC as a Foreigner in China?

If you’re a foreign entrepreneur looking to form a US-based LLC, you may be wondering about the best states to set it up.

Here are three popular options to form your LLC as a Chinese entrepreneur:


Delaware is popular for foreign entrepreneurs due to its well-established legal system and business-friendly laws. More than half of all US publicly traded companies are incorporated in Delaware.

Delaware has no state sales tax, inventory tax, or intangible property tax. This can make it a very attractive choice for foreign entrepreneurs who are looking to minimize their tax burden.

New Mexico

New Mexico is also a great choice for foreign entrepreneurs looking to form a US-based LLC.

The state has a relatively low cost of living and a strong business climate. Additionally, New Mexico has no annual report fees, making it a cost-effective choice for LLC formation.


Wyoming is popular for foreign entrepreneurs because of its low taxes and strong privacy protections.

In fact, Wyoming has no state income tax, franchise tax, or personal property tax. Additionally, Wyoming has strong privacy laws that allow LLC members to remain anonymous.

This can be particularly beneficial for foreign entrepreneurs who are concerned about privacy and security.

Some states, like California, have high franchise tax fees, making them less attractive for foreign business owners.

Steps On How To Form Your LLC & Open A Stripe Account

Forming an LLC and opening a Stripe account can be daunting, but it doesn’t have to be.

Here are the steps to form your LLC and open a Stripe account.

Step 1. Sign up For Northwest Registered Agent

The first step in forming your LLC is signing up with Northwest Registered Agent. Northwest Registered Agent is a company that will help you form your LLC and provide you with a registered agent, which is required by law.

You can sign up for their services on their website.

Go to

You’ll be directed to the page below. Click on the button – “LET’S GET YOU STARTED”.

Northwest registration

Step 2. Choose Your Business Entity and State

Choosing your business entity and state is an important step in forming your LLC. You can choose from various business entities, including LLCs, corporations, and partnerships.

Northwest LLC Formation Order tab1

You’ll also need to select the state where you want to form your LLC. The state you choose and the processing time (Standard and Expedited) would determine the total amount.

For instance, below is that of Alabama ($334):

Northwest LLC Formation Order tab2

Here’s that of New Mexico ($98):

Northwest LLC Formation Order tab3

Step 3. Enter Your New/Existing Details

After you’ve chosen your business entity and state, you’ll need to enter your new or existing details. This includes your company name, address, and other relevant information.

Northwest LLC Formation Company tab1

You can choose the physical and mailing addresses you want to use for the business.

Northwest LLC Formation Company tab2

The good thing about Northwest Registered Agents is that they offer the convenience of using their address as your business address, eliminating the need for a separate US address for your company.

Similarly, you can use their mailing services if you lack a mailing address option. If you require physical documents, you can include a US mailing address.

Step 4. Enter The Management For Your LLC

Next, you’ll need to enter the management information for your LLC. This includes the names and addresses of your managers and their roles in the company.

Northwest LLC Formation Management tab

If you’re the only one/single-man business, leave it at one member and enter your name.

Step 5. Fill in Your Contact Details

This is where you fill in your contact details.

Northwest LLC Formation Contacttab

These details will serve as your primary means of contact with Northwest. They can include your local address, phone numbers, etc.


You can easily use your local or current contact details to create your Northwest account, no need for a U.S. address.

Step 6. Setup Your Account with Northwest Registered Agent

After entering all your information, you must set up your account with Northwest Registered Agent using your email and preferred password.

Northwest LLC Formation Account tab

This will allow you to access their services and complete the following steps to form your LLC.

Step 7. Get Your Business Identity (optional)

You can toggle this on to add the Northwest Business Identity option for your LLC. It includes the following, free for 90 days:

  • Domain name registration – 1 Free Year
  • Website – hosted by us, owned by you
  • Business email address
  • Business phone
Northwest LLC Formation Business Identity tab

Step 8. Getting Your Tax ID or EIN – optional

If you want your LLC’s tax ID (EIN), you can do so through Northwest Registered Agent. They will help you complete and submit the necessary forms to the IRS and create a viable Stripe account.

You’ll need an EIN as a foreigner or non-resident.

It’s pretty easy (and cheaper) to get this without the help of registered agents, but it’s also great if you’d like to include it in your order!

Northwest LLC Formation EIN tax ID tab

However, Northwest Registered Agent will obtain your EIN or Tax ID for a fee of $200. This is particularly beneficial if you lack a Social Security Number (SSN) or are a foreign entity.

Step 9. Checkout (Congratulations!)

Northwest payment tab

Once you’ve completed the previous steps, you can check and finalize your LLC formation. Enter your valid card information, then click Done! Congratulations—you’ve formed your LLC and are ready to open a Stripe account!

Finally, Create Your Stripe Account (With Your EIN & LLC Information)

To start accepting payments through Stripe in China, you must create a Stripe account. Follow the step-by-step guide below to create your account and begin accepting payments in USD.

Basic Requirements for Creating A Stripe Account

Before creating a Stripe account, you will need to have the following information ready:

  • Business name (LLC)
  • Email address
  • Government-issued ID
  • EIN

Creating a Stripe Account in China (Step-by-Step)

Create a Stripe Account
  1. Go to the Stripe website/registration page ( and click the “Sign Up” button.
  2. Enter your email address and create a password for your account.
  3. Select China as the country where your business is located and enter your business name.
  4. Enter your EIN in the Tax ID field.
  5. Provide your personal information, including your name and government-issued ID.
  6. Agree to the Stripe terms of service and click “Authorize access to this account”.
  7. Verify your email address by clicking on the link in the email that Stripe sends you.
  8. Provide additional information about your business, including your website and business type.
  9. Connect your bank account to your Stripe account to receive payments.

Congratulations! You have successfully created your Stripe account and can now accept payments in USD.

Stripe may require additional information to verify your account and prevent fraud, so check your email regularly and respond promptly to any requests from Stripe.


Please make sure the country you selected where your business is incorporated in the United States, not China.

Why I Prefer Northwest Registered Agent For My LLC Formation?

If you are a Chinese resident planning to set up a Limited Liability Company (LLC) in the United States, Northwest Registered Agent is a great choice for your LLC formation needs.

Here are some reasons why:

Transparent Pricing

One of the things that sets Northwest Registered Agent apart from other LLC formation services is its transparent pricing.

Northwest offers affordable pricing for its LLC formation packages, with no hidden fees or upsells. You can see the exact price for each package on its website, and you can also customize your package to fit your specific needs.

Allows You To Use One Of Its Local Offices As Your Business Address

Northwest Registered Agent allows you to use one of its local offices as your business address. This is especially helpful if you don’t have a physical office or want to keep your home address private.

Northwest will receive your mail and forward it to you, so you don’t have to worry about missing important documents.

Free One-Year Registered Agent

You get a free one-year registered agent service when you form an LLC with Northwest Registered Agent.

This means that Northwest will act as your LLC’s registered agent, receiving legal documents and other important mail on your behalf.

Free Operating Agreement

Northwest Registered Agent also provides a free operating agreement when you form an LLC with them.

An operating agreement is a legal document that outlines your LLC’s ownership and operating procedures. It is essential for protecting your personal assets and ensuring that your LLC operates smoothly.

Tax Flexibility

Northwest Registered Agent also offers tax flexibility for your LLC. You can choose the tax structure that works best for your business.

Affordable Pricing

Northwest Registered Agent offers affordable pricing for its LLC formation packages. Depending on your needs and budget, you can choose from several different packages.

For just $39, you can get started with Northwest Registered Agent, unlike other registered agents that charge over $1000.

Free Domain, Website, Email & Business Phone

Northwest Registered Agent also offers a free domain, website, email, and business phone when you form an LLC with them.

Privacy by Default

Northwest Registered Agent offers privacy by default. This means your personal information is kept private and not listed on public records. This is especially important if you want to keep your personal information private and secure.

Related Post: How to Create a Stripe Account for Non-US Residents

What Are The Benefits Of Forming A US Limited Liability Company (LLC) For a Chinese Stripe Account?

If you are a Chinese entrepreneur looking to expand your business to the United States, forming a US Limited Liability Company (LLC) can offer several benefits for your Chinese Stripe account.

Here are some of the benefits of forming a US LLC:

Limited Liability Protection

One of the main benefits of forming a US LLC is that it provides limited liability protection to its owners. This means that the owners’ personal assets, such as homes, cars, and bank accounts, are protected from business debts and obligations.

This is particularly important for Chinese entrepreneurs who want to protect their assets while doing business in the United States.

Tax Benefits

Another benefit of forming a US LLC is that it offers tax flexibility.

By default, an LLC is a pass-through entity, which means that the profits and losses of the business are passed through to the owners and reported on their tax returns.

This can result in lower taxes for the owners than other business structures. Also, LLCs can elect to be taxed as a corporation, offering additional tax benefits.

Credibility and Professionalism

Forming a US LLC can also add credibility and professionalism to your Chinese Stripe account.

A US-based business entity can make it easier to do business with US-based customers and partners. It can also help establish trust and legitimacy with potential customers and investors.

Easier Access to Funding

Forming a US LLC can make accessing funding from US-based investors and lenders easier.

Many investors and lenders prefer to work with US-based companies, and having a US LLC can make your business more attractive to them.

Frequently Asked Questions

What payment methods does Stripe support in China?

Stripe supports UnionPay, Alipay, and WeChat Pay in China. These are the most popular payment methods Chinese consumers use, accounting for 85% of online purchases.

Can businesses in China integrate Stripe for online payments?

Yes, businesses in China can integrate Stripe for online payments. However, to do so, they must form a US-based Limited Liability Company (LLC) and obtain an Employer Identification Number (EIN) or Tax ID.

Does Stripe process payments via WeChat Pay?

Yes, Stripe processes payments via WeChat Pay. WeChat Pay is a popular payment method used by Chinese consumers, and its integration with Stripe makes it easier for businesses to reach and sell to these consumers.

Does Stripe accept UnionPay cards for transactions?

Yes, UStripe accepts UnionPay cards or transactions. It is a popular payment method used by Chinese consumers, and its integration with Stripe makes it easier for businesses to reach and sell to these consumers.

In which Asian countries is Stripe currently available?

Stripe is available in several Asian countries, including Japan, Singapore, Hong Kong, and Malaysia.

What alternatives to Stripe are available for use in China?

Several alternatives to Stripe are available in China, including Alipay, WeChat Pay, and UnionPay. Chinese consumers and businesses widely use these payment methods.

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