29 Ways To Make Money Doing Nothing at All ($20 a day or more)

What if you could make money without lifting a finger? It sounds too good to be true. Well, it’s not! With passive income streams and smart investments, you can earn cash while you sleep.

Warren Buffett famously said, “If you don’t find a way to make money while you sleep, you will work until you die.” Even more shocking, the passive income market—including dividends, royalties, and automated businesses—is projected to reach over $15 trillion globally by 2030.

So, how do you get in on the action? From earning through cash-back apps to setting up income-generating investments, there are plenty of ways to make money with little to no effort.

In this guide, I’ll explore the best ways to build wealth while doing (almost) nothing at all. Let’s dive in!

29 Ways to Make Money Doing Nothing At All

1. Invest in real estate

You can invest through rental properties, real estate investment trusts (REITs), or crowdfunding platforms. To get started, consider platforms like Fundrise or RealtyMogul, which allow you to invest in real estate projects with lower initial investments.

Average earnings vary widely depending on your investment choice, but investors often see annual returns of 8% to 12%.

Thorough research and understanding the risks involved are essential, but this approach allows you to grow your wealth while doing little day-to-day management.

2. Watch ads for money

You can engage in this activity while doing other tasks or simply relaxing at home. Platforms like InboxDollars and Swagbucks allow you to earn cash or rewards by viewing advertisements, completing surveys, and watching videos.

Sign up for an account on one of these platforms to get started. After joining, you can select available ads or videos to watch and receive payment upon completion.

While earnings vary by platform and task, you can expect to earn between $5 and $50 monthly. This method is ideal for anyone looking to monetize their downtime.

3. Use Cash Back and Rewards Apps

Cashback and rewards apps provide a simple way to earn money while making regular purchases. These platforms offer a percentage of your spending as cash or rewards, allowing you to accumulate benefits effortlessly.

With some apps, you can earn 5%—sometimes up to 10% or more—on qualifying purchases. Choose an app like Dosh, Fetch Rewards, or Swagbucks.

Signing up is easy, and many platforms allow you to link your debit or credit card for automatic cash back. Alternatively, some require you to upload receipts after shopping.

Users can generally expect to earn anywhere from a few dollars to hundreds annually, depending on their shopping habits.

4. High-yield savings account

These accounts generally provide significantly higher interest rates than traditional savings accounts, ranging from 4% to 5% APY. You can easily open an account through various banks or credit unions, many of which conveniently operate online.

Getting started is straightforward. Research and compare different HYSAs to find one that suits your needs. Look for accounts with no monthly fees and a good APY.

Some well-known options include Capital One 360 Performance Savings and Ally Bank. Once your account is open, you can deposit funds and watch them grow.

While the returns may not make you wealthy overnight, it’s a safe and reliable method to make money while doing nothing.

5. Start a vending machine business

Starting a vending machine business allows you to generate income with minimal ongoing effort. Initially, you must invest in machines, secure locations, and stock them with popular products.

Although the average earnings can vary, many operators report monthly profits ranging from a few hundred to a couple thousand dollars, depending on location and product selection.

To get started, research your local market to find high-traffic areas. You can use platforms like Craigslist or Facebook Marketplace to purchase used machines.

6. Invest in bonds

When you purchase a bond, you essentially lend money to an entity, such as a government or corporation, which pays you interest over time.

The average annual return typically ranges from 2% to 5%, depending on the bond type and duration, providing a steady income stream.

To get started, consider using platforms like Vanguard, Fidelity, or Charles Schwab, which offer easy access to various bond options. You can buy government, corporate, or municipal bonds depending on your risk tolerance.

Investing through a bond fund can further simplify the process, as these funds pool resources to buy a diversified portfolio of bonds, helping to mitigate risk without requiring active management on your part.

7. Invest in Dividend Stock

When you invest in companies that pay dividends, you receive a portion of the company’s earnings regularly. This can be an effortless way to earn money while your investment grows.

To get started, you can choose dividend-paying stocks or invest in exchange-traded funds (ETFs) that focus on these stocks. Platforms like Robinhood, E*TRADE, and Vanguard offer user-friendly interfaces to help you buy and manage these investments.

On average, a well-selected dividend stock can yield an annual return of 2% to 4% in dividends, depending on market conditions and the specific companies you choose.

8. Invest in REITs

Investing in Real Estate Investment Trusts (REITs) allows you to earn money without property management responsibilities.

REITs invest in various real estate sectors, including residential, commercial, and industrial properties. This allows investors to reap the benefits of real estate investment while minimizing risk.

To get started, choose a brokerage platform that offers access to publicly traded REITs, such as Vanguard or Charles Schwab. Some REITs yield annual returns ranging from 5% to 10%.

9. Use micro-investing apps

Micro-investing apps allow you to invest small amounts without actively managing your investments.

By linking your debit or credit card, these apps can round up your purchases and use the spare change to invest in a diversified portfolio. Choose a user-friendly app like Acorns, Stash, or Robinhood to get started.

After setting up your account, you can automate your contributions and watch your investments grow. Depending on market performance, you might see modest returns on average, but consistency is key.

10. Peer-to-peer lending

Peer-to-peer (P2P) lending allows you to lend money directly to individuals or small businesses through online platforms. You can start by choosing a reputable platform like LendingClub or Prosper.

After registering and depositing funds, you select loans to invest in based on your preferred risk tolerance. Earnings from P2P lending can vary, but many borrowers pay interest rates ranging from 5% to 10% annually.

Key advantages include generating passive income without personally managing the loans. To reduce risk, diversify your investments across multiple loans.

11. Royalties from Intellectual Property

When you create original work, such as music, books, or artwork, you can license it. Every time someone uses or purchases your creation, you earn a percentage of the profits. This means you can make money long after your initial effort.

To get started, focus on a specific type of intellectual property that interests you. Use platforms like Amazon Kindle for eBooks, Bandcamp or Spotify for music, and Adobe Stock for photography.

Earnings can vary widely based on popularity and market demand. For example, authors can earn anywhere from 10% to 70% of book sales, while musicians might earn about 0.006 to 0.0084 USD per stream on major music platforms.

12. Participate in sleep studies

Researchers conduct these studies to gather data on sleep patterns and disorders. To get started, you can find opportunities on platforms like clinicaltrials.gov and sleepeducation.org, which list various sleep studies looking for participants.

You can earn significantly by joining these studies, with compensation usually ranging from $35 per hour to $4,000 for longer commitments. Some studies may even provide valuable products, such as high-end mattresses.

Additionally, overnight caregivers and pet sitters can earn income while resting, offering even more ways to earn money while you snooze effortlessly.

13. Getting Paid to Queue

Getting paid to queue involves waiting in line on behalf of someone else. This can be particularly lucrative for product launches, concerts, or theme parks.

People who don’t want to waste their time waiting will pay you for your time, sometimes offering significant amounts for your service.

To get started, register on platforms like TaskRabbit. These sites connect you with individuals looking for line sitters. On average, you can earn anywhere from $15 to $50 per hour, depending on the event’s demand and location.

14. House Sitting

House-sitting is an appealing option for earning money while doing minimal work. Essentially, you look after someone’s home while away, which may involve watering plants, collecting mail, and ensuring the property remains secure.

This flexible gig allows you to travel, experience new places, and sometimes enjoy accommodations for free. Earnings often range from $25 to $75 per day, depending on the location and specific responsibilities.

You can join platforms like TrustedHousesitters, HouseSitter.com, or MindMyHouse to get started. These websites connect homeowners with reliable sitters, making it easy to find opportunities.

15. Rent out storage space

If you have a spare room, garage, or even a closet that you don’t use, these areas can serve as storage for others. This arrangement usually involves little more than letting someone move their belongings into your space while you collect a regular payment.

You can use platforms like Neighbor or Spacewise to connect with potential renters and get started. These services allow you to list your available space and manage bookings easily.

Depending on your location and the space you offer, you can earn an average of $50 to $200 monthly.

16. Rent out a spare room in your house

You essentially allow someone to use your unused space, turning it into a source of passive income. With platforms like Airbnb, Vrbo, or even local classifieds, it’s easy to list your room and connect with potential renters.

Getting started involves a few simple steps. First, prepare your room to make it appealing by decluttering and thoroughly cleaning it.

Setting a competitive price depends on your location and amenities. Average monthly earnings range from $500 to $1,500, depending on demand. You can manage your listings and communicate with guests, allowing you to maintain your routine with minimal disruption.

17. Plasma Donation

Donating plasma can make up to $50 per session, depending on your location and donor center. Donors can donate twice weekly, which translates to about $300 monthly. The process typically takes 1-2 hours but involves sitting still during the extraction.

Locate a local plasma donation center, such as CSL Plasma or Grifols, to start. Ensure you meet the eligibility criteria: you should be at least 17 and weigh 110 pounds.

It’s advisable to call ahead or check online for any specific requirements or promotions that might increase the earnings of first-time donors. Regular donors may also receive incentives, boosting their income potential throughout the year.

18. Sell printables online

You create digital products like planners, worksheets, or art prints that customers can download. After the initial creation, these products can continue to generate income without additional work.

To get started, brainstorm ideas that resonate with your target audience. List your products on platforms like Etsy, Shopify, or Gumroad.

Earnings can vary, with some sellers making hundreds or thousands of dollars monthly, depending on their marketing and product appeal. Once your printables are live, sit back and watch as sales come in with little ongoing effort required.

19. Sell digital products online

This method involves creating items like eBooks, online courses, or design templates, which can be sold repeatedly without significant additional work. Once your product is created and listed online, it can generate passive revenue.

To get started, choose a niche that interests you and that you know well. Consider hosting your digital products on platforms like Shopify, Etsy, or Gumroad.

Earnings vary widely, but many sellers report making hundreds to thousands of dollars each month, depending on their product’s appeal and marketing strategy.

20. Use mystery shopping apps

Mystery shopping apps allow users to earn money while performing regular activities. Users can receive cash or gift cards by visiting stores or restaurants and providing feedback on their experiences.

Download popular mystery shopping apps like Secret Shopper, Shopkick, or Field Agent to get started. These platforms offer various assignments that pay between $15 and $20 per task.

Payments are typically processed quickly once the job is completed. You can earn extra income during regular shopping trips or outings, making it a convenient option.

21. Rent out your car

If your car spends more time in the driveway than on the road, consider renting it out. Platforms like Turo and Getaround make it easy to connect with individuals looking to rent a vehicle. You set your availability, and renters handle the rest.

Getting started is straightforward. Create a profile on one of these platforms, list your car, and add clear photos and descriptions. Depending on your car’s model and location, you can earn between $30 and $100 per day.

Remember to check with your insurance provider to ensure you’re covered while renting your vehicle.

22. Rent out your RV

When you’re not using your RV, you can list it on rental platforms such as Outdoorsy, RVShare, and RVEzy. These sites allow you to create a listing without any initial costs while providing a network of potential renters.

You can earn a significant amount from just a few rentals. For example, some RV owners report making over $5,000 with only four rentals yearly. The income you generate can even cover your RV payments.

Ensuring your RV is in good condition and takes appealing photos can attract more renters. This approach allows you to earn money with little active management.

23. Rent out your stuff

Start by identifying underutilized items you own, such as tools, sports equipment, or clothing. Common platforms to consider include Getaround for cars and ShareShed for outdoor gear.

The amount you can earn varies depending on the item and its demand. During peak seasons, renting a kayak can net you $20 to $150 daily.

To get started, create a profile on a rental platform, list your items with precise descriptions and photos, and set your prices based on market research. This approach allows you to earn passive income while providing value to others.

24. Get Paid to Listen to Music

Various platforms allow you to listen to new artists’ tracks and provide feedback. This usually involves rating songs and writing short reviews, making it a low-effort side hustle.

You can start by signing up for websites like MusicXray or WeLocalize. With MusicXray, you can earn approximately $0.05 per song, while other platforms may pay up to $12 per track.

Your earnings will depend on the number of songs you listen to and review. This can add up consistently while you enjoy music in the background.

25. Get Paid to Workout

Many platforms reward you for reaching specific health goals or participating in fitness challenges. For example, HealthyWage allows you to place a bet on your weight-loss journey, and if you meet your target, you can win cash prizes.

You can also explore apps like Evidation, which compensates you for tracking your physical activities and reaching milestones.

Earnings can vary widely, depending on your engagement level and the platform, but users often report making between $20 to $100 monthly just by staying active. Integrating fitness into your daily routine and using these tools allows you to monetize your workouts with little extra effort.

26. Pose as an art model

In this role, you will pose for artists in various forms, such as drawing, painting, or sculpture. The key requirement is the ability to hold still for extended periods. Many art models report average earnings of $20 to $30 per hour, depending on location and experience.

Consider checking local opportunities on platforms like Indeed or Craigslist to get started. You can also contact art schools or community colleges that may need models for their classes.

This job often requires flexibility with your schedule, as sessions can vary from a couple of hours to a full day. Posing as an art model is a unique source of income and an enriching experience, giving you the chance to connect with the creative community.

27. Get paid to stand in line

This side hustle involves waiting in queues for events, product launches, or other situations where people would rather not waste their time. Many will pay someone else to stay, particularly for limited releases or popular events.

You can sign up on platforms like TaskRabbit or Gigwalk to get started. These applications connect you with clients who need assistance with tasks, including waiting in line.

Earnings vary widely, typically from $20 to $50 per hour, depending on the demand and location. Some individuals have reported making over $1,000 for waiting in line during significant product releases or events.

28. Sell Stock Photos

The process involves taking photographs and uploading them to various stock photography platforms, where buyers can purchase your images for their projects.

To get started, focus on photographing subjects that are in demand. Common themes include people in everyday life, nature, and business settings. Popular platforms like Shutterstock, Adobe Stock, and Getty Images allow you to upload your work and earn money whenever someone downloads your photos.

Earnings can vary significantly; while you might have made $0.25 to $0.45 per photo in the past, current rates often range from $0.02 to $0.25 per image. Aim to build a portfolio of at least 1,000 images to see substantial returns. This approach can potentially lead to $200–$500+ monthly earnings.

29. Put an advertisement on your car

Companies pay you to display ads, typically through vehicle wrap or decals. The process is straightforward: sign up with a car advertising company, have your car wrapped, and drive as usual.

You can earn between $100 and $500 per month depending on factors like location, driving habits, and the type of advertisement. Platforms like Wrapify and Carvertise provide opportunities to connect with brands.

They calculate your earnings based on how much of your car is wrapped and how often you drive. This option allows you to earn passive income while going about your daily routine.

Final Thoughts on Ways to Make Money Doing Nothing

Exploring ways to earn money while doing virtually nothing can be enticing. Many options allow you to earn extra income with minimal effort, and each option varies in effort and reward. The key is to find what aligns with your lifestyle.

While achieving substantial income might require initial effort, many of these avenues can eventually lead to a more hands-off approach.

Remember, the goal is to incorporate these ideas into your daily routine. As you engage with these methods, you may discover new ways to enhance your income with little disruption to your life.

Frequently Asked Questions